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Customers owe you. Get paid faster.

For owners chasing late customer payments from a notebook or a spreadsheet.

Send an invoice with a way to pay, see every debtor in one place, and match the money when it lands.

10,000+ businesses run on Simplebks. 14-day trial, no card.

Get paid faster: invoicing and debt tracking for Nigeria

Simplebks helps you collect what customers owe. Send an invoice with a way to pay, let the app email customers who are overdue, see every debtor in one place and match the money when it lands in your bank.

Late payment is the quiet cash problem in most Nigerian SMEs. Simplebks keeps invoices, customer balances and bank matching in one app, so nobody chases from a spreadsheet.

Make it easy to pay

  • Invoices customers can open. Send a PDF by email, or share a link on WhatsApp.
  • A Paystack pay link. Switch on the Paystack link when you create the invoice and the customer pays online. Simplebks records the payment when it clears. If the invoice carries withholding tax, the link asks only for the amount actually due. You connect your Paystack account once, and the customer's email must be on the invoice.
  • Take deposits. Record a customer advance and use it against later sales.
  • Quotations that become invoices. Approve a quotation, then convert it to an invoice from the quotation screen.

Reminders, sent for you

Tick the reminder option on an invoice and Simplebks emails the customer 30 and 7 days before it is due, if it is unpaid and the customer has an email address.

Overdue emails go at 1, 7 and 30 days overdue: one email covers all of a customer's late invoices, shows the balance and carries your default bank details.

Know who owes you

Receivables ageing (Basic and up) shows what is owed by age, and who owes it, and a debtors report shows each customer's balance.

With the mobile app you get a push notification when an invoice is 7, 14 or 30 days overdue.

Your monthly management report, emailed from the 2nd of each month, lists your top debtors and what is overdue.

Stop credit from running away

Credit limits (Basic and up): set a limit per customer and a maximum for the whole business. A sale past the limit needs the owner, or someone with the credit-limit override permission. Turn on the delivery credit gate in settings and Simplebks blocks recording a delivery, or printing a waybill, when payment received does not cover the goods going out. You can also write off a bad debt and keep the record.

Match the money when it arrives

Simplebks reads your bank's alert emails, Mono feed or an uploaded statement and suggests which invoice or sale each transfer belongs to, by amount, date and description. You confirm the match.

Bank matching is on Professional and Enterprise. See automated bookkeeping for how bank lines are read.

Which plan includes what

FreeBasicProfessionalEnterprise
Invoices with PDF, email and share link10 a month, services onlyYesYesYes
Paystack pay link on an invoiceYesYesYesYes
Reminder emails before and after the due date, bad-debt write-offYesYesYesYes
Quotations, invoices with product lines, returns on unpaid invoices, waybills, customer statements, balance letters, receivables ageingNoYesYesYes
Credit limits, customer advancesNoYesYesYes
Delivery credit gateNoYesYesYes
Credit sales at the till with approvalNoNoYesYes
Bank transfer matching, bulk record as sale, terminal payment checksNoNoYesYes

FAQ

Can customers pay an invoice online?

Yes. Switch on the Paystack link on the invoice and the customer pays online. Simplebks records the payment when it clears. You connect your Paystack account once, and the customer needs an email address on the invoice.

Does Simplebks remind customers about invoices?

Yes, before and after the due date. On invoices where you tick the reminder option, the customer is emailed 30 days and 7 days before the due date if the invoice is still unpaid. Once an invoice is overdue, Simplebks emails customers with unpaid invoices past their due date automatically, at 1, 7 and 30 days overdue. One email covers all of a customer's late invoices.

Can I stop delivering goods until a customer has paid?

Yes. Turn on the delivery credit gate in settings. Simplebks blocks recording a delivery or printing a waybill when payments received do not cover the goods going out, unless an approver allows an exception.

Can I limit how much credit a customer gets?

Yes. Set a credit limit per customer. A sale that would take the customer past the limit needs the owner, or someone with the credit-limit override permission.

Does Simplebks match bank transfers to my invoices?

Yes, on Professional and Enterprise. Simplebks reads your bank's alert emails, your Mono bank feed or an uploaded statement and suggests which invoice or sale each transfer belongs to. You confirm each match.

Which plan do I need?

Free covers service invoices with a Paystack link and reminders. Basic adds quotations, product lines, statements, credit limits, customer advances and ageing. Professional adds bank transfer matching and credit sales at the till. See pricing.

Chase less. Collect more.

Invoices, reminders and bank matching in one app.
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